Blog

Salt water fish are huge. I mean look at Moby Dick for instance. I guess it is because they have so much room to grow in perhaps. Or maybe everything tastes better with a little salt. mRegardless the stories are there. Here is a list of the ones that didn't get away to achieve New Hampshire State records. 

New Hampshire Official Verified Record Saltwater Fish Size

 

SPECIES

LENGTH

WEIGHT

PLACE

TOWN

DATE

ANGLER

Atlantic Cod

63.00"

98 lbs. 12 oz.

Isle of Shoals

Hampton

6/8/1969

Alphonse Bielevich

Black Sea Bass

18.25"

2 lb.,14.88 oz.

Little Bay

Newington

8/15/2016

Lucas Watson

Bluefin Tuna

119.00"

962 lbs.

Gulf of Maine

Newcastle

8/10/2013

Richard Green.

Bluefish

39.00"*

21 lbs.

Great Bay

Durham

8/23/1975

Henry S. Krook

Chinook Salmon

37.00"

19 lbs. 4 oz.

Exeter River

Exeter

11/9/1985

Brian O’Connell

Coho Salmon

33.50"

16 lbs. 3 oz.

Piscataqua River

Portsmouth

9/3/1984

Perry R. Soroko

Cusk

39.50"

31 lbs.

Gulf of Maine

Hampton

6/10/1996

Richard F. Hincman

Grey Triggerfish

15.50"

2 lbs. 1.12 oz.

Piscataqua River

Portsmouth

8/31/2012

Timothy D. Moore, Jr.

Haddock

31.50"

10 lbs. 10.75 oz.

Gulf of Maine

Rye

5/26/1988

George R. Koster

Mackerel

17.50"

3 lbs.

Gulf of Maine

Hampton

5/12/1988

Donald F.X. Angerman

Pollock

50.00"

47 lbs.

Atlantic Ocean

Portsmouth

7/1/1981

Noborv Murakami, MD

Striped Bass

51.00"

60 lbs.

Great Bay

Dover

6/26/1980

Robert A. Lindholm

Tautog

21.25"

9 lbs. 0.06 oz.

Hampton Harbor

Seabrook

5/13/2012

Marc Schloss

Winter Flounder

18.00"

3 lbs. 3.68 oz.

Hampton River

Hampton

8/2/2014

Mike Radziszewski

 

(updated April 27, 2017)

Buying a Home. What is a Mortgage

In New Hampshire purchasing a home is pretty easy. All the forms are State approved forms. Once both parties sign the purchase and sale form it becomes a contract.  No back and forth really. Now the fun begins. 

As a first-time homebuyer, or even a buyer who hasn't bought a home in a while, you might be confused or even bewildered by the mortgage process and its many moving parts. I finally bought a new house after being in the real estate business for over 10 years and experienced what I was putting my buyers through. WOW. The information you are being asked to provide can seem insane. A loan processor's job is to collect all the info from you in order to be able to present everything to underwriters who will sometimes ask for even more documents 

Here's what you need to know about what a mortgage is and how it works for all parties  


Whether you are buying a house in the White Mountains, a waterfront in the Lakes Region or or a condo in Portsmouth, it is a big decision. From start to finish, Each type of property has its own set of needs. Is it seasonal camp or year round home.  DOes it include an association or on a private road with no formal road maintenance agreement. Is it. mobile home or a modular home.

It can take a year or more to plan, save for a downpayment, find a lender, and then to find and make an offer on the house you want to buy. In a market where inventory is so low, being prepared is more important than ever. 

  Mortgages for home sales. Buying Real Estate in NH  Buying a home in New Hampshire

WHAT IS A MORTGAGE

Before you get ahead of yourself, first things first, understanding what a mortgage actually is and how it works i sso important. In short, a mortgage is a loan from a lending institution to cover a home's purchase. The bank or lending institution holds the note for the house as collateral for the loan. The mortgage is also called a "lien against property," or sometimes referred to as a "claim on property."
You can start by using an online mortgage calculator, or visit with your bank or another mortgage lender so you'll know what you can afford in terms of a mortgage payment. This will also help you understand how much you may need to save for a downpayment. 
 

A mortgage loan has three components:
Principal: The principle is the difference between the home's final purchase price and the amount of your down payment. For example, if you provide $20,000 as a downpayment for the home you plan to buy for $200,000, your principal loan amount would be $180,000. On an offer it would show as a 90%LTV or "90% Loan to Value"
 

Interest: The loan's interest is what you pay the bank or lender in exchange for providing and servicing the loan. This amount is based on the loan's interest rate, which will vary depending on the term (length of time) and type of loan. 
Downpayment: The downpayment is the amount you pay upfront, at the time of the purchase transaction, as your direct financial interest in the home.
As you make regular monthly mortgage payments, each payment includes the monthly interest on the outstanding loan balance and an amount that pays down the principal. When your principal amount is high at the beginning of your loan, most of your monthly payment goes to paying off interest. Pay additional money Toward Principal can save big time. I can't recommend enough to make payments toward principal every month. For instance making just one payment toward principal each year will cut payments from 30 years to 17 years.  The first 7 years is really mostly just interest. 

 
Additional costs first-time homebuyers often include in a mortgage payment. 
As a homeowner, you are responsible for costs in addition to your mortgage payment, such as property taxes, homeowner's insurance, and possibly private mortgage insurance. Some people choose to tie these payments into their mortgage, rather than make separate payments. The bank then makes an all-inclusive payment to ensure the homeowner stays current on these obligations.
Property taxes: Your county and municipal government assess property taxes on your home and land, which go to fund schools, roads, and other local government services. 
Homeowners Insurance: You can purchase homeowner's insurance through an insurance provider of your choice. This insurance covers most or all of the cost if you experience major property damage or a loss, such as roof damage from a storm or to repair or rebuild after a fire. Your lender will require you to have homeowners insurance and that you pay one years policy in advance, Then part of your mortgage payment will include a prorated amount so when the renewal comes up the money is there to pay. 
Private mortgage insurance (PMI): If your down payment is less than 20%, your lender may require you to have private mortgage insurance until you have acquired 20% equity in your home, usually meaning you’ll need to pay off 20% of the original home loan.. This insurance protects the lender in case you default on the loan. 
There are many types of mortgage lenders and many types of mortgages. 
Know that you have options. You can – and should – shop around for the best rates and payment plans. You may even be able to find programs that eliminate PMI requirements or allow you to purchase the home without a downpayment. 


Mortgages fall into two basic categories: Fixed-rate or adjustable-rate. 

Fixed-rate and adjustable mortgages are the basis for specific loan programs. 
A fixed-rate mortgage maintains the same payment of principal at an interest rate set for the loan term. Lenders offer these mortgages for either a 30-year term or 15-year term. On a 30-year fixed-rate mortgage, you will pay more over the loan's lifetime because you will be paying interest for the life of the loan, but the monthly mortgage payment will remain the same as long as you have the loan. On a 15-year fixed-rate loan, your monthly payments will be higher, but more of each payment applies to the principal to pay off the home in 15 years. The total amount of interest you pay will be less.
An adjustable-rate mortgage (ARM) has an interest rate that is subject to change over the loan term. An ARM usually carries a lower interest rate for the first few years but then adjusts after a set period, typically five years, to a new rate tied to market interest rates. A first-time homebuyer may benefit from a lower mortgage payment for the first few years, but faces the risk that the rate will increase when the adjustment date comes around.
 

     

Below are some government backed loan programs. 
For borrowers who qualify, a Federal Housing Administration loan or FHA loan allows for a low down payment, typically requiring only 3.5%. This can be a great option for many first time homebuyers or homebuyers that have little in terms of a downpayment. However, because you are not making a standard downpayment of 20%, your lender will require you to pay for PMI. (Private Mortgage Insurance) Know that if you have passed the 20% toward loan that a lender will never just stop charging it so it will be on you to make sure they do.  An increased value in a property could play into it as well. 


A Veterans Affairs or VA loan is offered to anyone who served or is currently serving in the U.S. military. You must have served 90 consecutive days during wartime, 180 consecutive days during peacetime, or six years in the reserves to qualify. These loans typically require no down payment and do not carry PMI requirements, and come with a reasonable interest rate. Know that 

Buyers in rural areas may qualify for a U.S. Department of Agriculture or USDA loan. These loans also do not require a downpayment. They have reasonable interest rates, and your income and location will determine if you qualify. 

What you should know is that any of the Government loans above have strict guidelines on the condition of the house being purchased. For instance the home being purchased has to have no peeling paint, the roof in good condition and structurally good shape. I have run into situations where the demand was made to paint any peeling paint even though it was in the middle of the winter--clearly not acceptable. 

APPRAISALS

Since the financial crisis of 2008 the appraisal process has dramatically changed--and I find sometimes astounding. When you apply fo rthe loan the lender will "order and appraisal".  That order goes to an appraisal service who will send out th ejob to a list of appraisers. However after that point the ONLY person who will have any contact is the listing agent waiting for a phone call to set up a meeting to show the property. Neither the lender, buyer, seller, realtors or can have any contact after and all are waiting for the appraisal to come in. I have experienced that deadlines are not adhered to especially the date stated for an approval for the financing. This can create all kinds of issues.  2020 and 2021 saw the highest number of sales and refis ever making it difficult to even get an appraisor. So be patient. 

A mortgage is a big commitment. When you understand how it works and what options are available to you, you are in a good position to start talking to lenders as you shop around to find the loan option that best suits your individual circumstances. I suggest using local lenders who also know the market. 

For some suggestions on lenders to contact Click Here

 
 

 

    Comments

    1. No comments. Be the first to comment.

    New Hampshire Record Sales in 2020

     

    This just came out from the NHAR on Sales of homes in New Hampshire for 2020. It was the highest growth ever with days on market significantly lower and Prices higher and still a good time to sell. Waterfront Homes always fare better as well. 

    Please call so I can show you what I can do for you. 

     



    January 8, 2021

    2020 a record year in NH housing market

    The year 2020 was an historic one in terms of New Hampshire home sales, as single family residential unit sales, median price and sales volume hit all-time highs while inventory and supply hit their lowest marks in at least 16 years.

    The median price for single family residential properties in the state was $335,000, a 12 percent jump from the previous high-water mark of $300,000, which came just the year before, in 2019. It was the ninth consecutive year of year-over-year median price increases in New Hampshire and the largest single-year jump since NHAR began tracking median price in 1998.

    Here are a few additional noteworthy data points from the year-end report:

    • Inventory continued to dwindle in 2020. Months supply, meaning the number of months it would take to sell off current inventory at the average rate of sales for the last 12 months, dropped to 0.9 months in December, a 59 percent drop since December 2019, while last year’s average was 1.8 months (a 43 percent decrease). Those are the lowest numbers in that category since NHAR started tracking it in 2005.
    • The 18,449 single family unit sales was a 4.6 percent increase from 2019 and marked the first time the state has sold more than 18,000 homes in at least 23 years.
    • Every month in 2020 saw a single family residential inventory decline from the same month in 2019, and the 12-month average of 2,761 was 42 percent below last year and the lowest in at least 15 years. The 1,383 homes on the market at the end of December was the fewest in any month since at least 2005, and by comparison is roughly an eighth of the inventory that was on the market at the end of December 2010.
    • The total dollar volume of single family residential sales eclipsed the $7 billion mark for the first time, at $7.2 billion, more than $1 billion above the the previous high.

    For the complete December and year-end 2020 report, click here.
    For statewide and county level data from 1998 to 2020,
    click here.
    For fourth-quarter 2020 data, click here.

    Guide to Senior Living in New Hampshire

    Guide to Senior Living in New Hampshire

    As of July 2019, New Hampshire had just under 1.36 million residents, according to the U.S. Census Bureau. Approximately 18.1% of these residents were aged 65 and older. Although the total population of New Hampshire is expected to decline over the next 20 years, officials project that seniors will make up nearly 26% of the state’s population by 2040. The Granite State regularly ranks as one of the top states for older adults because it has the lowest percentage of seniors living below the poverty line. Seniors living in New Hampshire don’t pay state tax on their retirement benefits or monthly Social Security payments, making it an excellent place to retire.

    Due to its location in New England, New Hampshire has a relatively high cost of living. As a result, seniors can expect to pay higher costs for care than seniors across the country. As an example, assisted living in New Hampshire costs an average of $7,021 per month, which is nearly $3,000 per month more than the national average.

    This guide provides information about the different types of senior care available in New Hampshire, a look at the average costs of care and information about programs available to help seniors cover the costs of senior living in the state.

     

    For more information visit SeniorLivingnet.com

      Comments

      1. No comments. Be the first to comment.

      Lake Life is Life

      They say a picture can tell a story of 1000 words. The images of lakes life in NH will for sure congour up amazing images in you brain that will last a lifetime, memories that will forever bring you back to a time you will always cherish. Lake life is life--with all that Mother Nature brings with it. New Hampshire with over 1300 lakes and 10,000 rivers is the perfect place to experience the good life. 

        misty morning on NH Lake  .         

      Morning in My America

      There is something magical when the fog and mist when it meets the water. It changes the landscape even simplifies life a bit. Sometimes haunting, Always beautiful. 

      https://vimeo.com/415659895

       

       

      Trout Fishing in New Hampshire

      Trout Fishing Records

      Trout fishing in New Hampshire is in every type and color from a graceful multi-colored brook trout, a jumping rainbow trout or feisty brown trout, there is a pond or stream within a decent driving distance for most anglers professional or novice.  

      New Hampshire is home to a number of trout ponds that are managed strictly for trout and are closed to ice fishing.  Lucas Pond it Northwood is an example. Ponds managed for trout may be stocked with one or more species, with age classes ranging from yearlings (8-12 inches) to 2-year olds (12-15 inches), with weights up to 1-1.5 pounds!

      There is over 12,000 miles of stocked trout rivers and streams available for anglers provided by the state's successful and generous fish stocking program.  Wild trout do exist and just awaiting for the angler who is willing to take a walk through uncharted forests to get to them with nearly 50 remote trout ponds that New Hampshire Fish and Game annually stocks with fingerlings  via helicopter.  These fingerling brook trout often grow to 8-10 inches by their second growing season, and it's not unusual to pull in a monster 15 inches or longer. Trophy, remote-pond brook trout (three or more years old, some in excess of 17 inches) can be caught in select backcountry waters for the serious.

      For all the record holding fish in New Hampshire that didn't get away Click Here

      Below is a chart of lakes and ponds stocked with Trout and open year round.

      NH Lakes and Ponds Stocked with Trout and Open Year Round
      Akers Pond, Big Errol Coos Rainbow Trout
      Armington Lake Piermont/Warren Grafton Rainbow Trout
      Beaver Lake Derry Rockingham Brook Trout / Rainbow Trout
      Beech Pond, Lower Tuftonboro/Wolfeboro Carroll Rainbow Trout / Brown Trout
      Bog Pond Campton Grafton Brook Trout / Rainbow Trout
      Bow Lake Strafford Strafford Rainbow Trout / Brown Trout
      Canaan Street Lake Canaan Grafton Rainbow Trout
      Canobie Lake Windham Rockingham Brook Trout / Rainbow Trout
      Catamount Pond Allenstown Merrimack Brook Trout
      Cedar Pond Milan Coos Rainbow Trout
      Chocorua Lake Tamworth Carroll Rainbow Trout
      Christine Lake Stark Coos Brown Trout
      Clark Pond Canaan Grafton Rainbow Trout
      Conservation Pond Wentworth Grafton Brook Trout
      Copps Pond Tuftonboro Carroll Brook Trout
      Crystal Lake Gilmanton Belknap Rainbow Trout
      Crystal Lake Eaton Carroll Brown Trout
      Crystal Lake Enfield Grafton Rainbow Trout / Brown Trout
      Cummins Pond Dorchester Grafton Brown Trout
      Dan Hole Pond, Little Ossipee Carroll Brook Trout
      Davis Pond Madison Carroll Rainbow Trout / Brown Trout
      Deering Reservoir Deering Hillsborough Rainbow Trout
      Durand Pond Randolph Coos Brook Trout
      Fish Pond Columbia Coos Brook Trout / Rainbow Trout
      Forest Lake Winchester Cheshire Brook Trout / Rainbow Trout / Brown Trout
      Franklin Pierce Lake Hillsborough Hillsborough Rainbow Trout / Brown trout
      French Pond Haverhill Grafton Rainbow Trout / Brown Trout
      Gould Pond Hillsborough Hillsborough Rainbow Trout / Brown Trout
      Gustin Pond Marlow Cheshire  Brook Trout / Rainbow Trout / Brown Trout
      Higher Ground Pond Wentworth Grafton Brook Trout
      Highland Lake Andover Merrimack Brook Trout / Rainbow Trout
      Horace Lake Weare Hillsborough Brown Trout
      Hutchins Mill Pond Effingham Carroll Brook Trout
      Iona Lake Albany Carroll Rainbow Trout
      Island Pond Washington Sullivan Brown Trout
      Island Pond, Big Derry Rockingham Brook Trout / Rainbow Trout / Brown Trout
      Joe Coffin Pond Sugar Hill Grafton Brook Trout / Rainbow Trout
      Kezar Lake Sutton Merrimack Rainbow Trout / Brown Trout
      Kolelemook Lake Springfield Sullivan Brown Trout
      Laurel Lake Fitzwilliam Cheshire Rainbow Trout / Brown Trout
      Loon Lake Freedom Carroll Rainbow Trout
      Lougee Pond Barnstead Belknap Brown Trout
      Lovell Lake Wakefield Carroll Rainbow Trout
      Manning Lake Gilmanton Belknap Brook Trout
      Martin Meadow Pond Lancaster Coos Rainbow Trout
      Mascoma Lake Enfield/Lebanon Grafton Rainbow Trout / Brown Trout
      Massabesic Lake Auburn/Manchester Rockingham Brook Trout / Rainbow Trout / Brown Trout
      Mill Pond Ossipee Carroll Brook Trout
      Mirror Lake Woodstock Grafton Brook Trout / Rainbow Trout / Brown Trout
      Moody Pond Ossipee Carroll Brook Trout
      Newell Pond Alstead Cheshire Brook Trout / Rainbow Trout / Brown Trout
      Ogontz Lake Lyman Grafton Rainbow Trout
      Opechee Lake Laconia Belknap Rainbow Trout
      Pea Porridge, Big Madison Carroll Rainbow Trout / Brown Trout
      Pea Porridge, Little Madison Carroll Brown Trout
      Pearl Lake Lisbon Grafton Rainbow Trout
      Pleasant Lake Deerfield Rockingham Rainbow Trout / Brown Trout
      Post Pond Lyme Grafton Rainbow Trout / Brown Trout
      Pout Pond Belmont Belknap Rainbow Trout / Brown Trout
      South Pond Stark Coos Brook Trout / Rainbow Trout
      Stinson Lake Rumney Grafton Rainbow Trout
      Streeter Pond Sugar Hill Grafton Rainbow Trout / Brown Trout
      Sunapee Lake, Little New London Merrimack Rainbow Trout
      Tarleton Lake Piermont Grafton Rainbow Trout / Brown Trout
      Tewksbury Pond Grafton Grafton Brook Trout / Rainbow Trout / Brown Trout
      Tower Hill Pond Auburn/Candia Rockingham Brook Trout / Rainbow Trout / Brown Trout
      Warren Lake Alstead Cheshire Rainbow Trout / Brown Trout
      Waukewan Lake Meredith Belknap Rainbow Trout
      Webster Lake Franklin Merrimack Rainbow Trout / Brown Trout
      Wentworth Lake Wolfeboro Carroll Rainbow Trout
      White Lake Tamworth Carroll Brook Trout
      Whitten Pond Tuftonboro Carroll Brook Trout
      Willand Pond Somersworth Strafford Rainbow Trout
      Winnepocket Lake Webster Merrimack Rainbow Trout
      Winona Lake New Hampton Belknap Brook Trout / Rainbow Trout

       

      For more information about the great fishing in New Hampshire visit https://wildlife.state.nh.us/fishing/

      For all the record holding fish in New Hampshire that didn't get away Click Here

      Video on Fishing in NH

       

      Here is a video on fishing by the state . https://www.youtube.com/watch?time_continue=2&v=blw3OkYL4aw&feature=emb_logo

       

      I'm not the only loon on the lake.

      Mug on Duncan Lake Ossipee NH 

      Duncan Lake, Effingham NH  

       For years I have given my clients the coveted "I'm not the only Loon on the Lake" mug. I am always requested to give 2 of these wonderful 13 oz mugs so as not to created any arguments. 100s of these mugs have been given to clients over the years, though I have been remiss to take photos. I am looking for photos of all who have received one to add here. The more creative the better. Great to see you and your lake in the shot as well. So hopefully you can help. 

      If you would like to become a lucky recipient of such a prized item, just contact me to buy or sell a waterfront home in New Hampshire. 

      You can purchase all kinds of inspired items at my store at Zazzle.

      Proceeds help to promote and support the welfare of my favorite bird, teh loon and the lakes they live in. 

      Thank you so much.

       

      Mug on Long Pond, Northwood  Long Pond, Northwood

        Cocheco River, Rochester NH

      Mug on Bow Lake Strafford NH Bow Lake, Strafford NH 

       Mug on Ice, Lake Wentworth Wolfeboro NH Fernald's Basin, Wolfeboro.

       Mug on Lake WInnipesaukee Lake Winnipesaukee, Moultonborough NH

       Loon Hat in Thailand

       

      Fall Drawn down of NH Lakes

       The 2020 Fall Drawdown of Lakes

      Every year the state will draw down the level of many lakes in New Hampshire. This is done to allow for spring runoff and prevent ice damming in the winter. This protects the dams that hold back the lake levels. It is also a great time to clean up the lake shore by your property. 

      LAKE RIVER TOWN START DATE DEPTH
      (in feet)
      FROM FULL
      Akers Pond Greenough Brook Errol Oct. 12 1'
      Angle Pond Bartlett Brook Sandown Oct. 12 2'
      Ayers Lake Tributary to Isinglass River Barrington Oct. 12 3'
      Ballard Pond Taylor Brook Derry Oct. 12 2'
      Barnstead Parade Suncook River Barnstead Oct. 12 1.5'
      Bow Lake Isinglass River Strafford Oct. 12 4'
      Burns Lake Tributary to Johns River Whitefield Oct. 12 1.3'
      Chesham Pond Minnewawa Brook Harrisville Oct. 12 2'
      Crystal Lake Crystal Lake Brook Enfield Oct. 12 4'
      Crystal Lake Suncook River Gilmanton Oct. 12 3'
      Deering Reservoir Piscataquog River Deering Oct. 12 4'
      East Washington Pond Beards Brook Washington Oct. 12 2'
      Glen Lake/Greggs Falls Piscataquog River Goffstown Oct. 31 1.5'
      Goose Pond Goose Pond Brook Canaan Oct. 12 7.5'
      Grafton Pond1 Bicknell Brook Grafton Oct. 1 8'
      Great East Lake Salmon Falls River Wakefield Oct. 1 3'
      Great Pond Powwow River Kingston Oct. 12 1'
      Highland Lake North Branch Contoocook River Stoddard Oct. 12 3'
      Horace Lake (aka Weare Reservoir)2 Piscataquog River Weare Oct. 30 5'
      Horn Pond Salmon Falls River Wakefield Oct. 5 1.5'
      Howe Reservoir3 Tributary to Minnewawa Brook Dublin Sept. 8 6'
      Island Pond North Branch Contoocook River Stoddard Oct. 12 3'
      Lake Kanasatka Tributary to Lake Winnipesaukee Moultonboro Nov. 5 1.5'
      Kezar Lake Lane River Sutton Oct. 1 2'
      Kingswood Lake  Churchill Brook Brookfield Oct. 12 4'
      Little Sunapee Lake Kidder Brook New London Oct. 12 1'
      Lovell Lake  Branch River Wakefield Oct. 12 3'
      Mascoma Lake4 Mascoma River Lebanon Oct. 12 3'
      Mendums Pond Little River Nottingham Nov. 9 7'
      Milton Three Ponds4 Salmon Falls River Milton Oct. 12 3'
      Newfound Lake Newfound River  Bristol Sept. 1 2.0'
      Nay Pond Dead River Milan Oct. 1 7.5 inches
      Nippo Pond Nippo Brook Barrington Oct. 12 2'
      North River Pond North River Nottingham Oct. 12 1'
      Northwood Lake Little Suncook River Epsom Oct. 24 6'
      Opechee Winnipesaukee RIver Laconia Oct. 17 5'
      Ossipee Lake4 Ossipee River Effingham Oct. 12 3.25'
      Pawtuckaway Lake Pawtuckaway River Nottingham Oct. 12 4.8'
      Pequawket Lake Tributary to Swift River Conway Nov. 2 2'
      Pine River Pond Pine River Wakefield Oct. 12 8'
      Pleasant Lake Tributary to Little Suncook River Deerfield Oct. 12 2.70'
      Shellcamp Pond Academy Brook Gilmanton Oct. 12 2.2'
      Silver Lake Minnewawa Brook Harrisville Oct. 12 3'
      Squam Lake 4 Squam River Ashland Oct. 14 2.5'
      Sunapee Lake4 Sugar River Sunapee Oct. 14 2.5'
      Suncook Lakes Suncook River Barnstead Oct. 5 5'
      Sunset Lake Suncook River Alton Oct. 12 7'
      Trickling Falls Powwow River East Kingston Nov. 2 1'
      Union Meadows5 Branch River Wakefield Oct. 5 4'
      Webster Lake Chance Brook Franklin Oct. 12 2'
      Whittemore Lake Tributary to Contoocook River Bennington Oct. 12 1.5'
      Winnisquam Lake Winnipesaukee River Belmont Oct. 17 2'
      1. Grafton Pond will be drawn down 8 feet again this year for a two to three-week period for some minor maintenance of the dam. This drawdown will start on October 5 and the lake level will be raised to the normal two-foot drawdown level after work on the dam is complete.
      2. The drawdown of Horace Lake will begin on October 30 this year, which is approximately two weeks later than normal.
      3. The drawdown of Howe Reservoir will start in early September for maintenance work on the dam.
      4. These larger lakes generally do not reach their full drawdowns until mid or late March. The values listed above are generally the maximum levels reached, although during any given year the levels reached can be either higher or lower due to weather conditions.
      5. Union Meadows Dam will have a drawdown to facilitate some minor maintenance that needs to be done and to facilitate an inspection of the upstream side of the dam. As soon as work all work is complete, the lake level will be allowed to return to full pond.

      The depth of drawdown listed above is not from the current level, but is from the normal full pond level. Because of the drought conditions the state has been experiencing through the summer, the levels of many of these lakes are already a foot or more below full. As a result, NHDES will not be making its normal special releases from Horace Lake and Northwood Lake for downstream recreation this year, but intends to resume them next fall. However, on Saturday, October 31, a release will be made from Greggs Falls Dam in Goffstown to provide an opportunity for canoeing and kayaking in the Piscataquog River downstream. The release will begin at 11:00 AM.

      Lake drawdowns are conducted each fall to reduce winter ice damage to shoreline properties and to reduce spring flooding. Drawdowns also give property owners an opportunity to conduct any necessary repairs to their waterfront property, provided they first secure a permit from the DES Wetlands Bureau at (603) 271-2147.

      Generally, lake levels are allowed to return to the normal full pond level in the spring. However, the drawdowns of Opechee and Winnisquam Lakes, which occur on a two-year interval, last only approximately two weeks. This year, the lowering of Opechee Lake will begin on October 17, and it will likely take two days to pass the water from Opechee Lake downstream through Winnisquam Lake. Therefore, the level of Winnisquam Lake is not expected to drop noticeably until October 19. On October 30, flows at Lakeport Dam will be increased to refill Opechee Lake, and the level of Winnisquam Lake should begin to rise late in the day on November 1.

      Not included in this schedule is Lake Winnipesaukee. Unlike the other lakes in this schedule, Lake Winnipesaukee is not purposely drawn down in the fall. Instead, in the fall after Columbus Day, the releases from Lakeport Dam are reduced from a normal minimum of 250 cubic feet per second (cfs) to a flow between 30 and 50 cfs for a period of up to two weeks to allow for maintenance of the dams and hydropower facilities on the Winnipesaukee River. The flow of 30 to 50 cfs is the minimum flow needed to maintain the downstream aquatic life during this period. This year the reduction will be begun on October 17.

      By the middle of the fall, Lake Winnipesaukee is, on average, 15 inches below its springtime full level due to evaporation and releases from the lake that have occurred over the course of the summer. Because of this summer's drought, the level of the lake is already at that elevation. When the amount of water released from the dam is reduced after Columbus Day, the lake level is not expected to drop significantly for the remainder of the month of October and, if drought conditions ease in the fall and winter, it is expected to remain relatively stable through the month of December absent any major rainfall events. Depending on the amount of snow on the ground in the winter, the lake level may be lowered further beginning in January to a depth of two feet below the normal full level.

      Where do loons go in the winter.

      Where does Larry the Loon go in Winter--you would be surprised perhaps. 

      In an effort to beat the Holiday Rush, Larry the Loon flew south early only to find his loon friends just fly to the ocean on the East Coast for winter."


      Loons certainly are my favorite. I see them come early in spring even when the ice has not fully melted. A was there when a pair showed up on Swains Lake in Barrington with ice patches still floating about. I saw twelve come flying in to the edge of the ice melt in a cove on Jenness Pond in Northwood and later I witnessed the day 2 loon chicks born on a man-made protective floating nest platform on Jenness Pond, and then create 2 chicks in spring with each sharing time to sit on the eggs. I saw 24 together on Little Bow in Northwood, and a record 24 loons on Ayers Lake in Barrington.

      But I live in New Hampshire and see droves of people-and birds-flock south in winter. I mean why not. But have you seen a loon try to fly. It takes half a lake to take off.

      So where do loons actually go and why? 

      Well according to satellite tracking performed by the Loon Preservation Committees the loon makes its way to the Atlantic Ocean between Maine and Rhode Island. Loons must adapt to life in the salt water. They have salt glands in their skull between their eyes that remove the salt from the water and the fish they eat and then remove it from ducts in their beak--how do they know this stuff I am now sure.

      The reasons are unique as well. For one the salt water doesn't freeze, and a loon's livelihood is in the water the oceans provide deep and clear waters to dive and fish in. The adult loons leave their chicks behind until their feathers become long enough to support their own weight. It is also time for the young ones to become mature and strong enough to be independent and capable of surviving on their own before taking the trip to the ocean. 

      For two, the warmer waters bring all kinds of different predators like Alligators plus the water actually is too warm for them to dive.  I think maybe the long trip is just too much of an effort.

      Life on the ocean isn't easy. They have to get use to a totally new diet, and then there are much bigger waves they are not use to on smaller lakes, and rougher weather, marine pollution and nasty parasites not seen on their fresh water homes. One of a loons biggest challenges has to do with molting and getting their feathers ready to make the trip back to their birth lakes in New Hampshire. It takes 2 to 3 weeks to molt during which that time they are not able to fly and face a lot of dangers lurking. As hyou can imagine, this becomes a stressful time in their lives. Yet I am told that they mate for life so maybe, perhaps their solid relationships help to deal with hard times.

       In New Hampshire ice out is a big mystery for us humans to know the moment when the ice that has covered Lake Winnipesaukee for the winter will melt enough for the iconic M/S Mount Washington cruise ship to navigate between all of its ports in Alton Bay, Center Harbor, Weirs Beach, Meredith and Wolfeboro. Yet somehow the loon has the ability to pretty much pretty much Loons will typically arrive on New Hampshire’s lakes and ponds just after ice-out, sometimes on the very next day!

      For me the loon was first introduced to me in the iconic movie "On Golden Pond" staring Kathryn Hepburn and Jane and real father Henry Fonda which happens to be filmed in Squam Lake and Lake Winnipesaukee here. The screen play written by NH resident Ernest Thompson.

      I have lived on a lake in New Hampshire ever since leaving Michigan, NYC, and Boston and look forward to the distinctive haunting call of the loon. It is the beginning of summer when I hear them.   

      For more information on these incredible loons check out the  Loon Preservation Committee’s at www.loon.org and the N.H. Lakes Association at www.nhlakes.org.

       

      Below is a story on a pair of loons on Jenness Pond in Northwood NH who have come every year for over a decade making a family.

      New Hampshire Official Verified Record Freshwater Fish Size

       

      SO we have always heard about the "fish that got away" . You know like the 58 pound small mouth bass or the 30 foot long pike. Well here is the official list of fish that did NOT get away--at least not until they were recorded. 

      The NH Fish and Game Department maintains a listing of State Record fish dating back to 1911, That was the year A. Val Woodruff’s caught a  9 lb., 25.5 in. Brook Trout in Pleasant Lake, New London.  That record still stands to this day. The State looks at 35 freshwater and 14 saltwater / anadromous fish species.

      SPECIES

      LENGTH

      WEIGHT

      PLACE

      TOWN

      DATE

      ANGLER

      STATE

      American Eel

      44.50"

      8 lbs.

      Crystal Lake

      Eaton

      7/6/1975

      Michael Hansharak

      NH

      Black Crappie

      17.00"

      2 lbs. 15.84 oz.

      Great East Lake

      Wakefield

      5/3/2016

      Brian O’Day

      NH

      Bluegill

      11.25"

      2 lbs. 0.64 oz.

      Goodwins Pond

      Acworth

      6/18/1992

      Justin S. Therieau

      NH

      Bowfin

      28.00"

      8 lbs. 13 oz.

      Wilson Pond

      Swanzey

      8/24/1994

      Kenneth L’Abbe

      NH

      Brook Trout

      25.50"

      9 lbs.

      Pleasant Lake

      New London

      5/8/1911

      A. Val Woodruff

      NH

      Brown Bullhead

      17.95"

      3 lbs. 4.8 oz.

      Merrimack River

      Merrimack

      8/6/2005

      Donald Robbins

      NH

      Brown Trout

      32.50"

      16 lbs. 6 oz.

      Connecticut River

      Pittsburg

      7/4/1975

      Ken Reed, Jr.

      CT

      Chain Pickerel

      26.00"

      8 lbs.

      Plummer Lake

      Sanbornton

      4/24/1966

      Carroll R. Akeley

      MA

      Channel Catfish

      31.30”

      15 lbs. 5.28 oz.

      Connecticut River

      Chesterfield

      8/29/2020

      Matthew Smith

      NH

      Common Carp

      37.00”

      35 lbs. 13.12 oz.

      Merrimack River

      Manchester

      5/16/2015

      Donald St. Lawrence

      NH

      Common Carp (Bow)

      40.50"

      41 lbs. 0.04 oz.

      Connecticut River

      Hinsdale

      6/2/2013

      Kevin Martin

      NH

      Cusk

      34.50"

      12 lbs. 3.52 oz.

      Lake Winnipesaukee

      Gilford

      3/13/2007

      Ken Cayer

      NH

      Fallfish

      20.75"

      3 lbs. 8.96 oz.

      Lake Winnipesaukee

      Gilford

      7/12/1991

      John Conti

      MA

      Lake Trout

      42.125"

      37 lbs. 10.4 oz.

      Big Diamond Pond

      Stewartstown

      2/25/2020

      Thomas Knight

      NH

      Lake Whitefish

      21.75"

      5 lbs. 1 oz.

      Lake Winnipesaukee

      Alton

      8/23/1974

      Paul E. Littlefield

      NH

      Landlocked Salmon

      34.50"

      18 lbs. 8 oz.

      Pleasant Lake

      New London

      8/31/1942

      Mrs. Letty M. Clark

      NH

      Landlocked Salmon

      36.00"

      18 lbs. 8 oz.

      Pleasant Lake

      New London

      8/30/1914

      Mr. P.H. Killelea

      MA

      Largemouth Bass

      25.80"

      10 lbs. 8 oz.

      Potanipo Lake

      Brookline

      5/1967

      G. Bullpitt

      NH

      Northern Pike

      44.50"

      26 lbs. 9.44 oz.

      Moore Reservoir

      Dalton

      2/16/2013

      Kevin Phelps

      NH

      Pumpkinseed

      10.50”

      1 lb., 1.76 oz.

      Lake Winnipesaukee

      Moultonborough

      1/7/2017

      Michael Steffen

      NH

      Rainbow Trout

      35.50"

      15 lbs. 7.2 oz.

      Pemigewasset River

      Bristol

      9/16/1996

      Lance King

      NH

      Rock Bass

      13.50"

      1 lb. 8 oz.

      Island Pond

      Stoddard

      9/18/1982

      Linc Chamberland

      CT

      Round Whitefish

      18.00"

      1 lb. 11.68 oz.

      Newfound Lake

      Bristol

      2/5/2005

      Marty Martin

      NH

      Smallmouth Bass

      23.25"

      7 lbs. 14.5 oz.

      Goose Pond

      Canaan

      8/1970

      Francis H. Loud

      MA

      Splake Trout

      26.88"

      9 lbs.

      Crystal Lake

      Eaton

      2/20/1980

      Thomas Barbour

      NH

      Sunapee Trout

      33.00"

      11 lbs. 8 oz.

      Sunapee Lake

      Sunapee

      10/2/1954

      Ernest Theoharris

      NH

      Tiger Muskellunge

      35.50"

      11 lbs. 11.68 oz.

      Connecticut River

      W. Lebanon

      6/27/1982

      Brian Patch

      NH

      Tiger Trout

      20.00"

      3 lbs. 8.64 oz.

      Willard Pond

      Antrim

      7/6/2011

      Molly Metivier

      NH

      Walleye

      34.00"

      12 lbs. 8.8 oz.

      Connecticut River

      Wells River, VT

      5/4/1992

      Anthony Bartolini

      NH

      White Catfish

      23.00"

      5 lbs. 11 oz.

      Big Cub Pond

      Danville

      8/4/1996

      Zachary Cross

      NH

      White Perch

      17.20"

      3 lbs. 11.5 oz.

      Lake Winnipesaukee

      Moultonborough

      12/29/1986

      John J. Ziolkowski

      CT

      White Sucker

      23.00"

      6 lbs. 11.68 oz.

      Lake Winnipesaukee

      Tuftonboro

      5/3/2015

      Randy Comeau

      NH

      Yellow Bullhead

      16.00"

      2 lbs. 8 oz.

      Pecknolds Pond

      Chester

      8/1980

      Gerald Menard

      NH

      Yellow Perch

      15.50"

      2 lbs. 6 oz.

      Head’s Pond

      Hooksett

      3/4/1969

      R. Hebert

      NH

       

      Here is a list of fishing derbies as well

      https://tbcpress.homestead.com/Fishing-Tournaments-Derbies-NH.html

      Every Winter the Meredith Rotary Club hosts the Ice Fishing Derby with top prize of $5000. It is also a time to see some of the most elaborate bob houses ever. 

      https://www.meredithrotary.com/ice-fishing-derby.html

      New Hampshire has 2 opportunities to compete for "largest fish" caught in state waters -- the NH State Record and Trophy Fish programs. There is no age requirement. By entering, you also provide valuable information for fisheries biologists.

      Click here for an application to submit your record breaking Trophy fish catch.

      Get your poles out and start making stories.

       

       (updated April 27, 2017)

       

      2019 Legislative Requests Keeping New Hampshire lakes clean and healthy

      The New Hampshire Lakes Association (NH LAKES), is a member-supported 501(c)(3) nonprofit organization, with a focus to help individuals, groups and businesses enjoy and protect all of the state’s 1,300 or so lakes. This includes understanding problems with invasive species, runoff water issues, water quality issue, and more.

      Below is info on proposals to help our lakes.

      NH LAKES worked with several sponsors from the New Hampshire House and Senate to propose three unique LSRs to keeping New Hampshire lakes clean and healthy

      LSR 2019-0700, sponsored by Representative Suzanne Smith, seeks to establish an aquatic invasive species (AIS) decal program in New Hampshire designed to increase revenue for the Department of Environmental Services Exotic Species Program for the prevention and management of AIS. The decal program would require those who register their boat in a state other than New Hampshire and use New Hampshire’s inland waters to purchase $20 decal annually and affix it to their bow.  

      LSR 2019-0554, sponsored by Representative Chuck Grassie, pursues legislation to require boaters to use AIS prevention technologies (e.g. garden hose, cleaning tools, decontamination unit), if they are made available to them at  public boat access facilities.

      LSR 2019-0065, sponsored by Representative Suzanne Smith, Representative Dan Wolf, Representative Linda Tanner and Senator Martha Fuller Clark, proposes a study commission to examine the effects of wake (ballast) boats on the spread of aquatic invasive species, on the safety of swimmers and other boaters, and on shoreline erosion.

       

      For more information and to get involved please visit the NH Lakes website. 

      Kelly Buchanan, Advocacy Program Coordinator
      kbuchanan@nhlakes.org

      Visit https://nhlakes.org/

       

        Comments

        1. No comments. Be the first to comment.

        Recommended Searches

        Explore The Area

        View all