65 Dougherty Court, Unit 101Portland, ME 04102Price: $268,800

The last available 1-bedroom at Dougherty Commons -- Portland homeownership priced for real budgets. This first-floor condo offers approx. 515 sq ft of smart single-level living: an open kitchen/living/dining area, a 14'9'' x 10'1'' bedroom, and a full bath, all on one step-free level. Finishes include luxury vinyl plank flooring, Merillat maple cabinetry, GE Energy Star stainless appliances, and high-performance Harvey windows. All-electric systems -- LG heat pumps for heating and cooling plus ERV fresh-air ventilation -- earn DOE Zero Energy Ready certification with a HERS rating of 34-42, keeping monthly electric bills (heat included) remarkably low. Sprinklered throughout; precision modular construction built by KBS in Poland, Maine and finished on site. A modest monthly condo fee covers water/sewer, trash, grounds care, master insurance, and reserves. Free street parking on Douglass and St James Streets; optional lot space available. Steps from Dougherty Fields -- playground, outdoor pool, skate park, and ballfields -- with Metro bus lines 1, 4, 5, 7 and 9 and the Portland Transportation Center (Amtrak Downeaster) a short walk away. Income-restricted and sized for a household of one or two: total household income must be at or below the Area Median Income limit at purchase, and for 1-bedroom homes only the income of those on the deed and mortgage counts toward that limit. Owner-occupancy required; no asset limit; the income test applies only at purchase. Resale price grows with AMI, so owners build real equity while the home stays affordable for the next owner. Purchasers may qualify for MaineHousing Advantage and First Generation assistance programs plus FHLB grants -- some have reached the closing table with very little cash -- and MaineHousing loans are exempt from Maine real estate transfer tax. Nearly all of Phase 2 is already owner-occupied. Eligibility sheet and project lender list available -- come see this rare Portland opportunity.