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Best Flood Insurance Companies so that your wallet does not go under water

Best Flood Insurance Companies

by ConsumerAffairs

Research Team

A bad storm could flood your world in debt and loss. Your wallet does not need to go under water protecting your home.

As a first step I suggest looking at the FEMA site to see if your home might be in a flood zone. Visit https://msc.fema.gov/portal/home

In New Hampshire Insurance companies are brokers and the rates for insurance is federally mandated. However there are many aspects that impact rates. I encourage you to discuss these options with a company that knows.  I have engaged one insurance company to talk with with any questions on whether you need flood insurance or not. 

Tinglof Insurance.com
Jody Plante
PO Box 5
Merrimack, NH
Phone: 603-424-9428
Fax: 603-424-9423

www.tinglofinsurance.com

jody@tinglofinsurance.com

 

Seems Floods are happening more frequently. Hurricanes seem bigger and more devastating. In New Hampshire we had the "Mothers Day Floods" in 2006 when 12-16 inches of rain in 2 days. Some rivers completely changed directions. Many people assume they aren’t at risk if they are not living in a designated flood plain, Surprisingly 20 and 25 percent of all flood victims live outside of a high-risk area.  

Nearly all flood insurance policies are underwritten by the NFIP (National Flood Insurance Program) and serviced by independent insurance companies like the one I mentioned above, Rates and coverage are the same no matter which company you select. When choosing a flood insurance company, you should learn about the company as a whole to make the best choice.

Here is a link to several companies to compare.

https://www.consumeraffairs.com/insurance/flood-insurance/

Mother Nature can act like "a Mother" sometimes. Respect her.